123 mo Terms and Conditions – Know Your Rights and Responsibilities

1. General Terms

These Terms and Conditions ("Terms") govern the relationship between 123 mo ("we," "us," "the platform") and any individual ("you," "the player," "the user") who registers an account or accesses any service offered through the 123 mo website and associated platforms. By accessing or using 123 mo in any capacity, you accept these Terms in full.

123 mo operates as a licensed online gaming platform serving players in the Philippines. The platform provides online casino games, card games, slots, live dealer tables, sports betting including boxing, and related entertainment services. All services are provided for entertainment purposes only.

These Terms should be read alongside the 123 mo Privacy Policy and Responsible Gaming Policy, both of which form part of the overall agreement between you and the platform. Where there is any conflict between these documents, these Terms take precedence unless explicitly stated otherwise.

2. Account Registration

2.1 Eligibility

To register a 123 mo account, you must:

• Be at least 18 years of age at the time of registration
• Be located in a jurisdiction where online gaming is legally permitted
• Not be a current employee or immediate family member of a 123 mo employee
• Not be subject to a self-exclusion order on any licensed gaming platform
• Not have a previously closed or suspended 123 mo account, unless express written permission to re-register has been granted

2.2 One Account Policy

Each person may hold only one active account on the 123 mo platform. Registering multiple accounts is strictly prohibited, regardless of whether different email addresses, phone numbers, or payment methods are used. If duplicate accounts are detected, 123 mo reserves the right to close all associated accounts and void any bonuses, winnings, or balances held within them.

2.3 Account Information Accuracy

You are required to provide accurate and truthful information at the time of registration, including your real name, date of birth, and contact details. If any of your registered information changes, you are responsible for updating your account details promptly. Providing false information may result in immediate account suspension and forfeiture of funds.

2.4 Account Security

You are solely responsible for maintaining the security of your 123 mo account login credentials. Do not share your password with anyone. If you suspect that your account has been accessed by an unauthorised party, contact 123 mo support immediately. The platform will not be held liable for any losses arising from your failure to keep your login credentials confidential.

3. Deposits and Withdrawals

3.1 Accepted Payment Methods

123 mo accepts deposits and processes withdrawals through a range of Philippine-based payment channels including GCash, Maya, GrabPay, Coins.ph, InstaPay, PESONet bank transfers, and Visa/Mastercard bank cards. All transactions are processed in Philippine Peso (₱).

3.2 Own Funds Only

All funds deposited to your 123 mo account must originate from payment methods registered in your own name. Third-party deposits are not permitted. If a third-party payment is detected, the deposit will be reversed, the funds returned to their source, and the account may be suspended pending investigation.

3.3 Minimum Deposit

The minimum deposit on the 123 mo platform is ₱50. Individual payment channels may have their own minimum transaction amounts which take precedence if higher than the platform minimum. Deposit limits may be set by players through the Responsible Gaming tools available in their account settings.

3.4 Withdrawal Processing

Withdrawal requests are processed after standard verification checks are completed. GCash and Maya withdrawals are typically processed within minutes of approval. Bank transfers via BDO, BPI, and UnionBank are processed within one business day. 123 mo does not charge processing fees on standard withdrawals, though your bank or e-wallet provider may apply their own transaction fees.

3.5 Withdrawal Verification

123 mo reserves the right to request identity verification, proof of payment method ownership, or source of funds documentation before processing any withdrawal. This is a regulatory compliance requirement and not a mechanism to delay or withhold legitimate winnings. Failure to provide requested documentation within the stipulated timeframe may result in withdrawal delays or cancellation.

4. Bonuses and Promotions

4.1 General Bonus Terms

All bonuses and promotional offers made available through 123 mo are subject to these general Terms and Conditions as well as the specific terms attached to each individual offer. In the event of any conflict, the specific offer terms take precedence over these general terms.

4.2 Wagering Requirements

Bonus funds credited to your 123 mo account must be wagered a specified number of times before they — or any winnings derived from them — become eligible for withdrawal. The wagering requirement is stated clearly in the terms of each bonus offer. Wagering requirements must be met within the stated validity period or the bonus and associated winnings will be forfeited.

4.3 Bonus Eligibility

Certain bonuses at 123 mo are restricted by the following conditions:

• Welcome bonuses are available to new accounts on first qualifying deposits only
• Reload bonuses may require active account status within a specified period
• Cashback offers apply to net losses in a defined period and may have their own wagering requirements
• Loyalty tier bonuses are based on accumulated points and are subject to tier qualification rules

4.4 Bonus Abuse

123 mo maintains systems to detect irregular betting patterns, collusion, or other behaviour designed to exploit bonus terms unfairly. If such behaviour is detected, 123 mo reserves the right to cancel the bonus, void associated winnings, and take further action including account suspension.

5. Gameplay Rules

5.1 Game Results

All game results on the 123 mo platform are final once confirmed by the game system. For RNG-based games, outcomes are determined by certified random number generation systems. For live dealer games, outcomes are determined by the physical equipment in use and confirmed by the dealer and supervisory systems. 123 mo will not reverse confirmed game results except in cases of a documented system malfunction.

5.2 System Malfunctions

In the event of a technical malfunction, software error, or network interruption during a game session, 123 mo reserves the right to void affected bets and return the staked amount to the player's account. Winnings paid as a result of a malfunction may be reclaimed by 123 mo. Players will be notified of any action taken in relation to a malfunction affecting their account.

5.3 Minimum and Maximum Bets

Each game and betting market on the 123 mo platform has stated minimum and maximum bet limits. These limits may vary by game type, player tier, and promotional period. Bets placed outside of stated limits will be rejected by the system. 123 mo reserves the right to adjust bet limits at any time.

5.4 Sportsbook and Boxing Betting

All sports and boxing bets at 123 mo are subject to the rules of the specific sport and event in question. For boxing bets, results are determined by the official decision of the sanctioning body. In cases of a no contest, disqualification, or event cancellation, the applicable betting rules as stated in the specific market terms will apply. Voided bets have stakes returned in full.

6. Prohibited Conduct

The following activities are strictly prohibited on the 123 mo platform and may result in immediate account suspension, permanent ban, and forfeiture of all balances:

• Registering more than one account per person
• Providing false identity or age information during registration or verification
• Using the platform for any form of money laundering or fraudulent activity
• Exploiting software bugs, errors, or vulnerabilities for financial gain
• Using automated betting software, bots, or any form of artificial intelligence to gain an unfair advantage
• Colluding with other players to manipulate game outcomes
• Attempting to reverse engineer, decompile, or tamper with 123 mo's software
• Depositing funds using stolen, fraudulent, or unauthorised payment methods
• Harassing, threatening, or abusing members of the 123 mo support team or other players

123 mo cooperates fully with law enforcement authorities and regulatory bodies. Any activity suspected of being illegal will be reported to the relevant Philippine authorities.

7. Privacy and Data Protection

123 mo collects and processes personal data in accordance with its Privacy Policy, which is available on this website. By registering an account, you consent to the collection, storage, and processing of your personal data as described in that policy.

Your personal data is used for account management, identity verification, transaction processing, customer support, regulatory compliance, and fraud prevention. 123 mo does not sell personal data to third parties for marketing purposes. Data may be shared with regulatory authorities as required by law.

You have the right to request access to the personal data 123 mo holds about you, to request correction of inaccurate data, and to request deletion of your data subject to regulatory retention requirements. To exercise these rights, contact 123 mo support at support@123mo.net.

8. Responsible Gaming

123 mo is committed to promoting safe, responsible gambling. The platform provides a range of tools to help players stay in control of their gaming activity:

• Deposit Limits: Set daily, weekly, or monthly deposit caps through your account settings
• Session Time Limits: Receive notifications when you've been playing for a set period
• Cooling-Off Periods: Take a temporary break from the platform for a period of your choosing
• Self-Exclusion: Permanently exclude yourself from the platform if you feel gambling is becoming a problem
• Reality Checks: Periodic in-session reminders of time spent and amount wagered

If you believe that your gambling is becoming harmful or compulsive, 123 mo encourages you to use the self-exclusion facility or contact our support team for guidance. The Responsible Gaming page provides access to local Philippine support resources and helplines.

9. Limitation of Liability

123 mo provides the platform on an "as is" and "as available" basis. While we take all reasonable measures to ensure continuous and uninterrupted service, we do not guarantee that the platform will be free from errors, interruptions, or periods of unavailability due to maintenance, technical failures, or circumstances beyond our control.

To the fullest extent permitted by applicable Philippine law, 123 mo's liability to any player shall not exceed the total amount deposited by that player in the 30-day period immediately preceding the event giving rise to the claim. 123 mo shall not be liable for:

• Loss of profits, winnings, or data resulting from technical malfunctions
• Indirect, incidental, or consequential damages of any kind
• Losses arising from unauthorised account access due to the player's own failure to secure their credentials
• Delays in payment processing caused by the player's bank or e-wallet provider
• Any losses resulting from the player's failure to read and comply with these Terms

10. Account Termination

10.1 Termination by the Player

You may close your 123 mo account at any time by contacting customer support. Upon closing your account, any remaining real money balance (net of any outstanding bonus wagering requirements) will be returned to your registered payment method within a reasonable processing period.

10.2 Termination by 123 mo

123 mo reserves the right to suspend or permanently close any account, with or without notice, in cases including but not limited to: breach of these Terms, suspected fraudulent activity, failure to complete identity verification, or regulatory compliance requirements. In cases of confirmed fraud or Terms violation, balances may be forfeited.

10.3 Inactive Accounts

An account is considered inactive if it has not been logged into for a period of 12 consecutive months. 123 mo will make reasonable attempts to contact the account holder before taking action. Inactive account policies, including any applicable inactivity fees, will be communicated to the account holder before being applied.

11. Governing Law and Disputes

These Terms and Conditions are governed by and construed in accordance with the laws of the Philippines. Any disputes arising from or related to the use of the 123 mo platform shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

Before initiating any formal legal proceedings, players are encouraged to contact 123 mo's customer support team to seek resolution. Most disputes can be resolved quickly and informally through direct communication. 123 mo commits to responding to formal complaints within five business days and to working in good faith toward an equitable resolution.

12. Contact Us

If you have any questions about these Terms and Conditions, need clarification on any section, or want to raise a concern about your account, please contact the 123 mo support team:

• Email: support@123mo.net
• Live Chat: Available through your logged-in account dashboard
• Support Hours: 24 hours a day, 7 days a week

For concerns related to responsible gaming, self-exclusion, or problem gambling support, please visit the Responsible Gaming page for detailed guidance and local support resources available to Philippine players.